What is Cash Flow Analysis for Small Business?

For startups, e-commerce businesses, and small companies across the U.S., staying financially healthy requires more than just tracking profit. Cash flow analysis is a powerful tool that helps you understand where your money comes from, where it’s going, and how to plan your business’s financial future. This guide will break down what cash flow analysis […]
How to Calculate the Burn Rate of Your Startup

Understanding your burn rate is crucial for startups and established businesses alike. It helps measure how fast your company spends its cash reserves and indicates how long you can operate before needing additional funding. In this blog, we’ll explore the concept of burn rate, how to calculate it, and why it’s important for your financial […]
10 Best Recession-Proof Business Ideas to Start in 2025

Starting a business can be risky, especially during uncertain economic times. However, not all businesses are equally affected by recessions. Some businesses thrive during downturns because they offer essential services or address changing consumer needs. If you’re considering starting a business, choosing a recession-proof business idea can provide long-term stability, even during tough economic periods. […]
How Much Cash Is Required for Your Business’s Safety Net?

When uncertainty hits—be it an economic downturn, a late-paying client, or an unexpected expense—your business’s first line of defense is its cash safety net. But how much cash is enough? And how do you build and manage it effectively in 2025? In this guide, we help you determine the ideal cash reserve for your business, […]
A Glossary of Real Estate Terminologies that Every Investor Should Know

Real Estate is a multifaceted industry comprising Commercial, Residential, and Industrial properties and projects. It is central to the US Economy and one of the most common ways Americans build wealth. Real Estate Investors benefit from steady growth and less volatility compared to the stock market. Not only is it a significant investment, but it […]
The Future of Accounts Payable: Trends, Automation, and What Lies Ahead

In today’s fast-paced business world, accounts payable (AP) is evolving rapidly. No longer just a back-office function, AP is now central to financial strategy, efficiency, and cash flow management. With technological advancements and the increasing adoption of accounts payable automation, businesses are rethinking how they handle their payment processes. But what does the future of […]
What is a Trial Balance and Why is it Prepared?

The Accounting cycle involves several records and statements, the most prominent among them being accounting journals, ledger accounts, bank reconciliation statements, trial balances, income statements, balance sheets, and cash flow statements. Each statement has a prominent purpose; this article explains the purpose and elements of a Trial Balance. Contents of the Article What is […]
5 Essential Finance Tips For Small Business Owner

As a business owner, managing your finances is one of the most critical tasks for long-term success. However, financial management can often feel overwhelming, especially when juggling multiple responsibilities. The good news? With the right financial advice, you can keep your business financially healthy and focus on growing it. Here, we will uncover the finance […]
What Are Money Purchase Pension Plans (MPPPs)? Understanding Funding Rules and Benefits

Money Purchase Pension Plans (MPPPs) are employer-sponsored retirement plans with contributions based on a fixed percentage of an employee’s salary. This type of plan guarantees contributions, not benefits, which makes it different from other pension schemes. The employee’s retirement benefit is determined by the total contributions made to the plan and the investment returns generated […]
What Are Retained Earnings?

If you’re running a business, understanding retained earnings is essential—not just for accountants, but for owners, founders, and decision-makers. Retained earnings reflect how much profit your business keeps after paying out dividends. It’s a key indicator of your company’s growth potential and financial health. In this updated 2025 guide, we’ll break down what retained earnings […]